:root{--navy:#09244d;--blue:#008fce;--green:#378c26;--teal:#008b91;--ink:#19314b;--muted:#52667b;--light:#eef9fd;--border:#dbe8ef}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6}a{color:inherit}a:focus-visible,button:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.wrap{max-width:1180px;margin:auto;padding:0 24px}.top{background:#f3fafb;border-bottom:1px solid var(--border);font-size:13px}.top .wrap{display:flex;justify-content:flex-end;gap:24px;padding-top:7px;padding-bottom:7px}.top a{text-decoration:none}.header{position:sticky;top:0;background:#fff;z-index:10;box-shadow:0 3px 15px #09244d12}.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:91px}.logo{display:block;width:260px;max-width:42vw;height:80px;object-fit:contain;object-position:left}.nav{display:flex;gap:19px;align-items:center}.nav a{font-size:14px;font-weight:700;text-decoration:none}.nav a:hover{color:var(--teal)}.btn{display:inline-block;border:0;border-radius:8px;background:var(--green);color:white;padding:13px 22px;text-decoration:none;font-weight:700;cursor:pointer;line-height:1.2}.btn:hover{background:#27701c}.btn.secondary{background:#fff;color:var(--navy);border:2px solid var(--navy)}.menu{display:none;background:none;border:0;font-size:28px;cursor:pointer}.hero{background:linear-gradient(110deg,#fff 0%,#f4fbff 56%,#d9f3ec 100%);padding:72px 0 76px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:48px}.eyebrow{font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--teal)}h1,h2,h3{line-height:1.14;color:var(--navy)}h1{font-size:clamp(38px,4.8vw,64px);margin:16px 0}h2{font-size:clamp(28px,3vw,40px);margin:0 0 18px}h3{font-size:23px;margin:0 0 12px}.lead{font-size:20px;line-height:1.5;color:#33465c}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.hero-art{min-height:370px;border-radius:26px;background:radial-gradient(circle at 35% 32%,#d4f6de,transparent 40%),linear-gradient(135deg,#e2f4fd,#c5e8f3);display:grid;place-items:center;position:relative;box-shadow:0 18px 35px #09244d18}.hero-art img{width:83%;filter:drop-shadow(0 8px 12px #09244d16)}.pill{position:absolute;bottom:20px;right:20px;background:white;padding:12px 18px;border-radius:14px;font-weight:800;color:var(--green);box-shadow:0 4px 18px #09244d18}.section{padding:76px 0}.section.soft{background:var(--light)}.center{text-align:center}.intro{max-width:760px;margin:0 auto 36px;color:var(--muted);font-size:18px}.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:30px;box-shadow:0 9px 24px #09244d0b}.card .symbol{font-size:34px;margin-bottom:12px}.card p{color:var(--muted)}.card a.more{font-weight:800;color:#006eb2;text-decoration:none}.checks{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.check{padding:20px;background:white;border-radius:12px;text-align:center;font-weight:700}.check b{display:block;color:var(--green);font-size:30px}.band{background:linear-gradient(90deg,#09244d,#006a9c);color:#fff;padding:38px 0}.band h2{color:white}.band .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px}.band p{margin-bottom:0}.info{display:grid;grid-template-columns:1fr 1fr;gap:30px}.steps{counter-reset:steps}.step{padding:20px 0;border-bottom:1px solid var(--border)}.step:before{counter-increment:steps;content:counter(steps);display:inline-grid;place-items:center;background:#e4f4f9;color:var(--navy);width:34px;height:34px;border-radius:50%;font-weight:800;margin-right:12px}.footer{background:#f6f9fb;border-top:1px solid var(--border);padding:44px 0 18px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}.footer img{width:250px;max-width:100%}.footer a{display:block;margin:7px 0;text-decoration:none}.small{font-size:13px;color:var(--muted)}.disclaimer{border-top:1px solid var(--border);padding-top:18px;margin-top:28px;font-size:12px;color:#5a6874}.pagehero{background:linear-gradient(115deg,#f0fbff,#e6f5ec);padding:70px 0}.pagehero h1{font-size:clamp(36px,4vw,52px)}.content{max-width:900px}.content h2{margin-top:36px}.content li{margin:10px 0}.tag{display:inline-block;background:#e1f5ed;color:#1c6c43;border-radius:30px;padding:5px 13px;font-size:13px;font-weight:700}.faq details{border-bottom:1px solid var(--border);padding:17px 0}.faq summary{font-weight:700;cursor:pointer}.note{border-left:4px solid var(--teal);background:#f2fafc;padding:18px;margin:25px 0} @media(max-width:1000px){.nav{gap:10px}.nav a{font-size:12px}.logo{width:205px}}@media(max-width:760px){.top .wrap{justify-content:center;flex-wrap:wrap;gap:6px 14px}.header .wrap{min-height:76px}.logo{height:68px;width:200px}.menu{display:block}.nav{display:none;position:absolute;top:76px;left:0;right:0;background:white;padding:22px;box-shadow:0 12px 16px #09244d22;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{font-size:16px;padding:7px}.hero{padding:45px 0}.hero-grid,.grid2,.grid3,.info,.footer-grid{grid-template-columns:1fr}.hero-art{min-height:240px}.checks{grid-template-columns:1fr 1fr}.section{padding:54px 0}.band .wrap{display:block}.band .btn{margin-top:20px}}@media(max-width:400px){.checks{grid-template-columns:1fr}.top{font-size:11px}}

.appointment-panel{max-width:660px;margin:auto}.appointment-panel h2{margin-top:0}.appointment-form{display:flex;flex-direction:column;gap:10px;margin:25px 0}.appointment-form label{font-weight:700;color:#09244d}.appointment-form input{font:inherit;border:1px solid #a6bac7;border-radius:9px;padding:14px 16px;min-height:48px;background:white;color:#09244d;margin-bottom:10px;width:100%}.appointment-form input:focus{outline:3px solid #8bd8e3;outline-offset:1px}.appointment-form button{align-self:flex-start;border:0;cursor:pointer;font:inherit;font-weight:700}.form-trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.form-message{padding:16px 18px;border-radius:10px;margin:20px 0}.form-message.success{background:#e6f6ed;border:1px solid #60a77b}.form-message.error{background:#fff2f0;border:1px solid #d78278}@media(max-width:600px){.appointment-form button{width:100%}}